Kiko's briefTue · 6:30 AM
Midterm in General Chemistry at 8:00. Leave by 7:08 AM, road work near campus adds 12 minutes. You have ₱6,092 safe to spend this week.
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Know what your day needs before it starts.
Kivo keeps your money, classes, commute and to-dos in one place, then Kiko writes you a short morning brief: when to leave, what is due, and how much you can safely spend.
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The morning brief
One paragraph that already did the planning for you
Every line comes from something you told Kivo. Tap any part of it to change where it came from.
Midterm in General Chemistry, 8:00 AM tomorrow. On your Home to campus route, 52 minutes of travel means leaving at 7:08, road work near campus is adding time. 2 study tasks are still open.
- School knew the exam time.
- Commute worked back from it along your route.
- Local spotted the advisory in your area.
- Life counted what is left to study.
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Start with the one you need most. The rest are there when you want them.
Money
Log spending, set category budgets, and see what is safe to spend today.
School
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Commute
Save your routes and find out when to leave, rain or shine.
Life
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Local
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LunchFood · today, 12:14 PM₱250
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Do I have to use all five services?
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How does Kivo know when I should leave?
Kivo Commute looks at your saved route, how you travel, the time of day, live rain in your area and any advisories posted in Kivo Local, then works back from your class or deadline. Every travel time is labelled as an estimate.
Is there an app?
Yes, for Android. It uses the same account as the website, so your numbers match everywhere. On iPhone, add the website to your home screen.
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Tomorrow morning, let Kiko do the thinking
Set it up tonight in a few minutes. Your first brief is ready when you wake up.